Question:

I cant save money or seem to get a saturday job any ideas?

by  |  earlier

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i rang around for saturday jobs but only one took details

and

I REALLY NEED TO SAVE

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4 ANSWERS


  1. Maybe open a high interest account, im useless at saving buts thats helped and also maybe try ebay?


  2. Saving is actually easy.  Go to your bank manager and have then automatically take a certain amount out of your bank account each payday (say $50.00), and transfer it into an account which you have NO bank card access to.  After a few months you will have saved $$.

  3. You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that s***w into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2. You only need the new one on the drivers side, leave the old wiper on the passenger side.  So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.

  4. So STOP SPENDING (on non-essentials)

    Here are the essentials :-

    Food, rent, utilities .. the rest is optional ..

    Food = cut out ALL 'high street' food buying - ONLY buy at the discount store (especially do NOT buy mega-over-priced coffee (Starbucks & the like) or mega-over-priced food (Subway & the like))

    There's not much you can do about utilities (other than check you are on the best tariff's) - so REDUCE your power consumption as much as possible ..

    Rent = you may have to move to get a lower Rent - smaller apartment / worse neighborhood .. but you should think about this BEFOR you get evicted !

    NB If you have any high-interest debt, eg Credit Card, pay that off as FAST as possible .. every penny you pay in Interest is money gone and wasted for NOTHING ..

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