I do not hold insurance on my car - can my mum drive it legally under her insurance?

Question

The car is taxed, and I need to get it to the garage for its MOT (compulsory UK road-worthiness test) - except I have no insurance yet for this year. My mum has an insurance policy on her own car, but does it cover her to drive my car to the garage for me? I believe typical insurance policies insure the holder on any car if they're over 25, but I want to confirm this.

Answer 1

do you Brit's not require proof of insurance in order to get your inspection?

Answer 2

no the insurance has to be for that vehicle

Answer 3

she would only have third party cover on your vehicle if she has use of other cars on her FULLY COMP policy... AND ALSO: THE OTHER CVehicle also needs to have AT LEAST Third Party cover.

(Meaning you need car insurance too)

Answer 4

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Answer 5

Yes it will as long as the vehicle is not for regular use for her and only ocassionally, and it will cover the same coverages that she currently has on her own policy.