I don't have renter insurance and a tree fell thru my house?

Question

I don't have renter insurance and a tree fell thru my house?

Answer 1

The landlord's insurance will cover damage to the structure.  It won't cover any damage to your property - that's why you should have renter's insurance.

Answer 2

The owner of the house will pay for damages to the house but without renter's insurance your personal belongings are not insured.  

Answer 3

bluediamond, Home insurance is actually very flexible. I don't understand all the fine print of my home policy, but my home insurance agent is always a phone call away. Try contacting your agent or a homeowners agent in your area. http://www.usinsuranceadvisor.com/Home-I... They will be able to assist you.

Answer 4

Bummer.   Call your landlord, they should remove the tree and fix the outside of your house.

But your "stuff" is uninsured.