I got a latter from Banesto Insurance company S.A this is fraud or genuine?

Question

I got a latter from Banesto Insurance company S.A this is fraud or genuine?

Answer 1

If it says that someone died and left you a powerful lot of money, but you have to post a good-faith deposit,

RUN!

Notify the postal authorities.

This may be what is called, "The Nigerian Scam."

Answer 2

If they want you to send them money, it's a scam.  

Please, you need US to tell you that?