I had a small crash with a vehicle I own and I didn't have on my insurance policy, Can they cover it?

Question

I had a small crash with a vehicle I own and I didn't have on my insurance policy, Can they cover it?

Answer 1

No.

If it wasn't on your policy then the insurance company don't know about that vehicle so it doesn't exist to them.

Car insurance policies are on a vehicle not a person.

Answer 2

If your policy covers newly acquired autos for a period of time and you're still within that window you probably have coverage.  Read your policy documents to find out for sure and get the car added ASAP!

Answer 3

It may be covered.  Depends on your policy language and your situation.  Need more information about the situaiton to provide a real answer.

Answer 4

if it was not covered on any policy, no.  insurance companies have records.

Answer 5

The only way you might get coverage is if it was a "newly acquired" car or a "replacement vehicle" for one you had on your policy. You would have had to buy the car within 30 days prior to the accident.

Otherwise, your company will deny the claim and you will have to pay for your car's damages and any other damages you caused out of your own pocket.

Good Luck

Answer 6

If the vehicle is not listed on the policy; no coverage is provided and the insurance company (as allreday said) will not cover the claim.

Answer 7

If you have a bill of sale, or a registration that shows you have owned the car for 45 days or less, or 30 days, depending on your Company, then you have coverage (maybe) under newly acquired vehicles.  How were you able to register a car without insurance??  Most states require proof of insurance now before they register it for you