I had an accident and was at-fault. Can I get accident forgiveness with Geico?

Question

I saw on Geico's website that they have accident forgiveness. I've never had an accident before in my 20 years of driving. I might have had a seizure behind the wheel. I received a careless driving ticket, which is 2 points. I obtained an attorney for the driving ticket but I'm worried about my insurance when my policy is up for renewal.

Answer 1

This is something they don't tell you. You have to pay extra on your monthly premium to have accident forgiveness. It's not an automatic coverage on your policy, it's an added endorsement that they charge you for. If you didn't ask to purchase the accident forgiveness endorsement, then they will not forgive this accident. Sorry, it's all in the fine print.