I had to bury a aunt i used my credit card. i still owe 30.000 on others . bad timing in this economy .. help?

Question

I had to bury a aunt i used my credit card. i still owe 30.000 on others . bad timing in this economy .. help?

Answer 1

Yes, it is bad timing....start budgetting and make sure you fit a large payment to these guys in there.  If you can't it may be time to talk to one of those firms that deal with credit card companies to give you a lower interest rate.  but first things first QUIT USING THEM

Answer 2

I never recommend credit counseling but you really have no choice.  If you are having troble making payment I suggest you try careone credit counseling.  I used them at one point and ther were legit.  With the BBB.  Just a suggestion. When you sign up for them they will ask you for all your credit accounts.  I would at least not tell them about 1 of them.  They will close all the account you tell them about and you should at least have one card.  That way you credit report will still have 1 open trade line.  Good Luck.

http://creditcardwarehouseonline.com

Answer 3

Must have been some funeral.  Normal range is 6k

You definitely need credit counseling.

Answer 4

Try looking for a credit counsellor.  Dont declare bankruptcy as yet.  You could make a plan on like reducing some of your expenses that you can go without.  And if you could find another source of income, that'll be helpful.  Start to elimininate first your lowest debt then after move on to the next lowest.  

You may wanna check more:

www.happygodebtfree.com