I had work health insurance and 45 days later I started my new job I recieve insurance to April douse Hippa?

Question

cover me if I had a pre existing condition

Answer 1

As long as you had your prior insurance for 12 months, and have a certificate of credible coverage for that 12 months, and the lapse was less than 63 days, then any preexisting conditions are not excluded.

But if you only had your prior insurance for a month, than the preexisting conditions are excluded.

Answer 2

The HIPAA laws dictate that if you are eligible for a HIPAA guaranteed issue individual health insurance plan then all pre-existing conditions are covered.

There are 6 requirements that you must meet in order to be eligible for a HIPAA plan. Once you meet those requirements then you will be guaranteed coverage and that coverage will cover all pre existing conditions.

Here is some more information on HIPAA and also information on the 6 requirements: