I have 2 insurances which are lapsed one with LIC & other with ICICI pru.They started frm yr 2005.Will I get?

Question

Will I get my money back. If yes, How? If no, Why ?

Answer 1

Needed More information to provide your perfect answer.

The Policies are started in year 2005 that means completing 3 Years, maximum policies are exit-able after 3 years but at least 3 yearly premium must be paid.

If You have paid 3 Years Premium then Name of Scheme is also needed to know about the contract terms and conditions.

Then after i will be in position to get perfect answer.

Please make your question perfect, you can also visit to corresponding Life Insurer web site also, for finding web site you can visit to www.irdaindia.org and find list of life insurer there you will find web site or www.powersales.in then useful links and you will find all life insurer web sites address.

Answer 2

you can get your money back if the insurance policy was in force for more than a year. even then u get back a friction of the amount you invested. it will be better for you to pay up the premiums with interest and renew the policy.

Answer 3

visit http://www.wealthywaytowinlife.blogspot.... for details

Answer 4

more detail is required !