I have 50k of disposable income each year, What is the best place to invest this money for the highest return?

Question

I have 50k of disposable income each year, What is the best place to invest this money for the highest return?

Answer 1

Invest it in mud bug

Answer 2

Invest as per tips given ,

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Answer 3

First have 6 months of monthly expenses saved in cash.

Then use a diversified portfolio of

stocks and bonds. Allocation of funds depends on you age.

Use Vanguard index funds.

Periodically rebalance your portfolio.

Answer 4

Your question is too vague for anyone to answer correctly.  I suggest you invest in a financial advisor who is a CFP® (Certified Financial Planner).  A CFP® would help you figure out which type of account to deposit the money in (brokerage, Roth IRA, IRA, your 401k at work).  After you figure that out, you need help to determine what to buy to meet your objectives.

You can search for a good financial advisor by zip code at www.fpanet.org

Check out my blog at www.sbvfinancial.com

Under client update

Answer 5

buying some gas stock is not such a bad idea.  That certainly would be one possible option.  However, going for the highest return might very well lead you to a substantial loss since the highest return is synonymous with the highest risk.  In this case the risk of loosing everything in the process.  With 50k annually to invest, which I might add is a rather substantial sum,  maybe going for the highest return should be allocated to only about 5k of the 50k.  That way when you loose you will still have 45k left.   At the moment there are very few investment options currently yielding a positive return.  About 95% of them are negative, even the safe investments such as government bonds, which after taxes and inflation are yielding about a negative 4%.  

Here are a couple of possible places that have potential of yielding a high return, doubful however that they will yield the highest.  There are just too many options for one to be able to foresee the highest.  Both China and India have suffered sever market corrections, more severe than the U S yet both actually have growing economies something that can not be said about the U S economy.  Perhaps either or both have the potential for yielding high returns.  

There are funds that invest in both.  IIF and IFN in India.  CHN, TDF, CAF and others in China.  

With even more risk but with also more potential return are STP and TSL two solar energy companies operating out of China.  STP is one of the largest in the world.  TSL is a smaller player.

So much for your 5k.  Now what about the other 45k.   There are some very reasonable buys in the U S market currently among the investment grade securities.  MMM comes to mind immediately.  You certainly will not get the highest returns from investing in this company, but it is relatively a steady performer and over a long period of time should yield very decent results. Maybe as much as 5k in it.  CHK is a natural gas play with very large reserves.  Maybe 5k in it.  SYK makes artificial knees, hips and things.  Maybe 5k in it.  Then there is JNJ.  I prefer SYK to JNJ but one could easily choose either.  Now for what many would consider a really dumb choice but when a stock gets the c**p kicked out of it maybe it is time to invest some money in it USB and BBT.   Maybe 2k in each.  

The rest into some rather tame mutual funds, perhaps some sold by T Rowe Price or Fidelity or Vanguard.

Answer 6

Highest return or safest return?  I would agree with one of your respondents in that you should see a professional to at least understand what you are getting yourself into.

There are no such things as "gas stocks".  You have integrated oils (Royal Dutch Shell, BP, Exxon) and refiners (Sunoco, Valero, Frontier).  The retail side of the business has been hammered because of the high cost of the oil to turn into gas.  Anyways.....

Personally I would look at Municipal Bonds.  They are tax exempt and are yielding between 4% and 6%.  If you invested in something else that gained 7% you would have to pay capital gains of 15% when you sold it.  (assuming it went up in value)  These bonds are issued by local and state governments and are yielding more than U.S. bonds which are taxable.  Whatever path you choose I would encourage you to read all that you can about investing in equities and bonds.

Answer 7

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Answer 8

high return with high risks...

i got minimum 5% monthly from management account,take a look

Answer 9

EUROPE

Open a high yield account in a bank in Europe. You will get a 12% APR with NO RISK. All deposits are insured by the government.

If you invest $50,000 for 6 months at 12% p.a., it would be worth $53,000 after 6 months.

I have opened such a high yield account 5 years ago.

Good luck!

Answer 10

Ryan, I don't see anyone mentioning a asset allocation in physical gold, which is very important.  According to several articles I read in the Gold Market News section of www.safeasgold.com, hard assets like gold are vital to a successful investment strategy, as gold has returned about 43% in the last year alone.  If this is money you are investing for the long-term, you should consider putting a percentage in gold for maximum diversification.  Gold is a non-correlated asset, meaning, it moves in the opposite direction as most other investments, so it's like having some "insurance" in your investment portfolio.  Google Frank Holmes, CEO of U.S. Global Investors.  He has some articles out there which explain this investment strategy also.  I saw him discussing it on Bloomberg Television and starting researching on my own.

Answer 11

buy some gas stock

Answer 12

CGMFX... I need to say no more.

( Buy into the fund...or check his holdings, and buy into them... his advice beats anything you'll get on " answers".)

Answer 13

It depends on your age, your risk tolerance, and your knowledge.

Remember the highest return has the highest risk.

Also remember diversification helps to lower risk but does not get rid of it.

With that said, you could invest in stocks that are low priced but pay high dividends, for example PFE, Pfizer, one of the largest Drug companies in the world is selling at 17.50 a share but the dividend is over 7%. That means you get 7% on your money while you wait for the stock price to go back up, if you think it will. I do. Or you could buy different mutual funds, aggresive over the counter funds, global funds, and so on. Any thing you believe in, you can buy a fund or EFT that invests in that. Any questions, feel free to email me.

Answer 14

Potash sym (POT)