I have Geico auto liability only -what is a underwriting from Geico showing up on my credit report?

Question

I have no other kind of insurance from them whatsoever, and have never been involved with any auto accidents...

Answer 1

Most likely it is due to the credit report Geico runs when you start a policy - they base their rates on credit, unlike some other insurance companies.  (This would show up as an inquiry)

Answer 2

contact your credit reporting agency and file a dispute! is this a collections notation? call the insurance company they could be doing an inquire to confirm you pay your bills if you are on monthly payment plan with your insurance company.

Answer 3

I work for Nationwide Insurance and I have thought this over and the only thing I could come up with is when you take out insurance they do run a soft hit on your credit.  On the safe side I would call them.

Answer 4

The underwriting department of any insurance company checks your credit for credit worthiness. They are a part of Geico. They checked my credit as well. Nothing to worry about.