I have a company who posted a fraudulent charge on my bank account?

Question

when i look up their company on the net its an auto finance company. when i call them they say they sold me a computer. Is there anything i can do other than file a fraud charge affidavit at my credit union? Can I sue them, and if so what kind of lawyer do i need to get?

Also, can lifelock protection protect me against these fraudulent charges?

Answer 1

Not ones that have already been done, but for the future, yes.

Answer 2

There is no way that you can sue the company that made the charge since it is obvious that someone might have stolen your identity.

First thing you should phone the FTC toll-free at 1-877-ID THEFT (877-438-4338) or TDD at 202-326-2502

Also get in with them  http://usaidtheft.info  they will do the contacting for you.

Also, there's tons of nice info here

http://www.ftc.gov/bcp/edu/microsites/id...

but if you join lifelock they'll be fighting your battles, if anything they'll tell you exactly what to do next.

Good luck.

Answer 3

Call your credit card company immediately to let them know.  Tell the company that they have made a mistake and try to get to the bottom of this.  Did someone else steal your card number and have the computer shipped to a different address.  You should be safe by notifying your credit card company immediately but you want to get to the bottom of this to make sure you don't have an identify theft issue.  Lifelock can not keep this from happening but they can get it straightened out if it does, and catch it quicker.