I have a credit card that has been closed w/ a high blance & high apr. Can I transfer the blance to a new cc?

Question

Well I have 2 cards one w/ Circuit City @ 25apr and I closed that one along time ago cause they would lower my apr. Yes I know I'm crazy! The 2nd one w Micro Center @ 25.74apr now they closed it without my authorization. I called and they said my blance was too high! And I was late on one payment. My fico score is in the high 600s

Answer 1

actually you can get an intro offer of 0% APR for upto 12 months. You can transfer your balance to one of these promo cards and buy some time. I did some research and i found the site below that has some 0% listed. See if you can get approved for them...

Answer 2

hi dear, i dont know the answer, i just wanted to say HE LLOO! TO YOU.

YOU DONT NEED ANYMORE CREDIT CARDS, LEAVE EM ALONE

Answer 3

how can it be closed if it still has a balance? If that on has a high APR, I doubt you would be able to get any other credit cards with a lower Int rate

Answer 4

If the account is still with the original creditor, you can transfer the balance to a new credit card -- if you qualify for a new credit card account.  

Having an existing high balance credit card account may work against you in getting a new card.  But it would be smart to transfer to a lower interest rate.  You should then squeeze every penny out of your budget and throw it at that credit card debt to get it paid off.

Answer 5

If you're saying that the card was closed because it went to collection, then, no, you cannot transfer the balance out.

Cheers,

LBF