I have a credit score of 795 how can I get it above 800 with little effort

Question

It is the FICO Score

Answer 1

The only person who knows that magic formula is the little old man behind the curtain.  All jokes aside, there is no specific formula that the public will ever know.  

You already know to pay your bills on time, not to have a high utilization of debt or too much debt that you can access.  

Frankly, there is not much difference between your score and a score of 820?  Why?  Because you are already in the top tier.  

Answer 2

ok iam gonna let you know.  credit status runs from 1 to 1000 1 been the best 1000 being really really poor.  why do you want that.  That means at the mo your credit rating is not that good.

pay your bills on time, try as much as you can to get rid of debt, register yourself to vote cos that help 2 belive it or not

Answer 3

I suggest you stop worry about your credit score.  You don't get special prizes for breaking 800.  

Keep paying your bills on time.  If you are carrying any credit card balances, pay them off.