I have a lot of inquiry which has lower my score. what can i do?

Question

I have a lot of inquiry which has lower my score. what can i do?

Answer 1

Are you taking about having your credit report pulled frequently, which can lower your credit score?  If that is the case, don't worry because your credit ratng will go back up after a month.  It is a temporary thing designed to prevent a person from going out and getting a whole bunch of loans all at once and then going bankrupt.

Answer 2

If I can decipher your question, I think you mean that your credit is low because of a lot of inquiries?

You are in the college financial aid section so I will base my answer on that.

Federal stafford loans are not credit based.

Answer 3

i dont really get what ur asking.

get better scores?

Answer 4

only time will heal that wound to your credit... it makes you look high risk to lenders because your shopping around and looking for so many loans or oter forms of credit..

i would suggest using the credit you have and paying on time... it may take a year or so to fix those injuries

link below is 7 fast fixes for your score..  curiosity of MSN Money

Quick Tip: keep shopping for best deals to 14 days stints...  anything that happens in 14 days is usually ignored by most lending institutions... like going to 4-6 different banks looking for the best deal on a home/car or checking with 4-6 credit card companies..  just do it all in 14 days otherwise you look high risk to lenders....

Answer 5

ALL YOU CAN REALLY DO IS STOP ALLOWING PEOPLE TO RUN YOUR CREDIT.  THEY STAY ON FOR A YEAR OR TWO.  WHEN THEY START FALLING OFF, YOUR CREDIT SCORE WILL GO HIGHER.