I have a question about USAA overdraft fees!?

Question

I was just given an overdraft fee of $30 because i withdrew like 5 cents more then I had in my account (or something like that) I'm not getting paid until thursday meaning I wont be able to pay of the negative balance until thursday. Will they charge me more because I wont be able to pay it of until then?

Answer 1

if this is your first time, call them and tell them and they should wave the fee, good luck!

Answer 2

I have worked for a bank for the past four years. If you overdraw by a penny you are responsible for it. The bank considering the economy we are in most likely will not refund the fees. Most banks charge 5-10 dollars a day after the first 5 days until the account is positive. If you pay if off by Thursday you will probably be fine since that is less than five business days from now but you should really call your bank and find out the exact amount of just refer to the schedule of charges which is usually posted on their site. Also, make sure that nothing else is going to be debited from your account until it is positive as each debit will cause an additional overdraft charge. In future try to use a check register. As annoying as it may be most americans pay way too much money each year just in overdraft fees and trust me the bank is tired of hearing about it lol. I wish you the best!!