I have an 8,000 credit card debt from 2003; Why does the company rarely try to contact me? ?

Question

Alot of the charges on it were college classes and medical bills. When I get married in 2009, can they go after my new husband??

Answer 1

Well the statute of limitations is a standard of 7 years. I'm not sure where you are but it may be past it or still got a year and some to go.

Them rarely contacting your isn't necessarily a good thing and you're instinct may be right. They could just be waiting for the interest to keep growing and then get a court judgement against you and garnish your wages.

This will not directly impact your husband to be because it's not his debt, it's yours. So no they can't come after him. However it will hurt your credit and if you have garnished wages and a judgement it will hurt your overall marital finances. You better have a heart to heart with him about it rather than avoid it. You don't want to kick start your marriage with lingering debt.

Answer 2

Your complaining?

The debt is most likely past the statute of limitations so there really is not a lot they can do and no it will not affect your husband when you get married.

I posted a link in the source box so you can look up your State credit cards are considered open accounts.

Answer 3

either they or a collection agency will be after you eventually - they can't touch your husband if account is only in your name - does new husb know about the debt he is marrying?

Answer 4

One way to address the debt, even though they haven't contacted you would be to pay for it though a debt management program. This would address all of your past debts, so that they wouldn't go against your future husband, and would allow for a debt free future together. For a free no cost analysis, contact me directly at 1-800-873-9906 Ext 3767