I have debt problems, tell me yours?

Question

I have debt problems, tell me yours?, what happened? are you resolving it? how? did you lose family or property over it? what type of help is out there?

Answer 1

I owe my mum £5, lol.

Anyway, you should think about getting an IVA, it's an agreement to write off the debt you cannot afford. Call Debt Free Direct - can't remember the number; Google it. UK only I think.

Lol, I'm 14 and remembered this off an advert ;)

Good Luck.

Answer 2

I had £2000+ debt 2 years ago, i went to Citizens advice. They helped me to sort out payment plans and now i only owe £140.

I was offered help from my dad,  he wanted to pay off debts for me then i'd pay him back, but i got myself into debt and wanted to get myself out.

I would recommend speaking to Citizens Advice as they are fantastic, they don't judge, they just help.

Answer 3

Try www.bidtoacquire.com and save yourself from poverty. ksunig@yahoo

Answer 4

It all depends on what kind of a debt problem you have and why you have it. I have enormous credit card debt because of past bad judgment calls. I let my emotions get the best of me and I bought things to try to make me feel better. It didn't work. I just have a huge debt to show for my stupidity. I did fess up and tell my husband but not until several years had passed. He was disappointed but he stood by me. I don't want to file bankruptcy so I am trying to work something out with the creditors. I guess the biggest thing is I have learned from my mistake. Hopefully you have to. Try to contact your creditors and work something out. If you can't see a bankruptcy attorney. Good luck.