I have med bills from before i had insurance. Can i still file papers for help paying the bills now?

Question

I went to the ER before i had insurance and got papers to help get most of it paid for because i didnt have insurance. i never made it back to the ER to finish up with the papers before i got insurance. can i still file those papers now that i have insurance?

Answer 1

No insurance company is going to let you claim an expense that you incurred BEFORE you were covered by their policy.

Answer 2

Yes file the paperwork for the assistance. The insurance you have now will not cover bills you incurred prior to your effective date. Don't delay--it's more hassle to get the approval for accounts that have gone to the point of a collection agency.