I have moved out and need a cheap alternative to health insurance will this help?

Question

http://aperfectsmile4u.com/

Answer 1

A discount plan is essentially worthless if you would ever get hit with a large medical bill due to surgery, cancer, broken bone, etc.

While some discount cards may promise discounts on medical care of 25% or even more if you get stuck with a $100,000 medical bill then you will still be stuck with paying $75,000 out of pocket - this could be enough to bankrupt many American's savings.

If you want to cut costs then try a high deductible major medical health insurance plan. These plans have very low monthly premiums but offer coverage of up to $5,000,000 if something major happens to you. Here is some more info on some things you can do to find cheap health insurance:

Answer 2

no it just creates more problems ....

Answer 3

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed nor insured. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards as well.

All you get with a discount plan is a list of doctors. These doctors may or may not give you a discount on your medical bills (many don’t even know that they’re listed as a provider). You must still pay the full bill at the time of service because if they're giving you any discount they'll expect to be paid up front.

Visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and you'll be getting real insurance. There is no extra charge using an agent.