I have started thinking about life & burial insurance for my family?

Question

What would be some good options to cover me and my husband & burial policies for our parents. What type of coverage would be best.

Answer 1

northwestern mutual life ins.co. will help you best!

Answer 2

It’s hard to say what the best options would be without more information, such as your ages and the number of dependents you have (if any). If you are looking to protect your family against your premature death while children are young, then a low-cost term life policy spanning just the years then children are minors would probably be enough. If you are concerned about what will happen later in life, if a child or spouse becomes disabled, if you divorce and remarry, or if qualifying for term life is no longer possible or affordable, then permanent life insurance, such as whole life, might be the answer, since it never expires and the premiums do not rise regardless of the policyholder’s age or health. I recommend speaking with an independent insurance broker. A broker works with several companies and can find the best plan and rates for you. To find a broker in your area, log on to a website like http://www.lifeinsurancewiz.com and fill out a form requesting a quote. Your information will be sent to a broker in your area who will contact you. The consultation is free and there is no obligation.

Answer 3

You and your husband would be better off with life policies vs burial policies.

I suggest you look for a local broker that can help you sort through the different companies available. You can use yellowpages.com to search for life insurance brokers in your area.

A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

You can call your auto and home agent they specialize in property and causality insurance and usually have a good knowledge of life insurance.

But you may have better luck with a broker that specializes in life insurance they will have a wider selection of companies to offer.

If you want to run some quotes on-line to get an idea of what the coverage cost. You can use my rate calculator, it does not ask for your contact info and no one will call.

http://www.insurancemadeeasy.biz/Life.ht...