Question:

I have three speeding tickets in the last 6 months will my rates sky rocket?

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I got my first in December of 2007, and went to traffic school. Since then, i got a speeding ticket in april and just got one this morning - i have allstate insurance - will my rates skyrocket? is there any way to call them and avoid this? what should i do?

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9 ANSWERS


  1. you really do not want an SR22 insurance.  really really really do not want that.


  2. They will non renew your policy that's for sure!!

  3. What should you do...

    Slow down

    ===

    The third ticket will most likely make you into a higher risk.  If you are asking about a FIX - you had the fix at the first traffic school.

    Live and learn.  Slow down before they cancel your insurance.

    Good Luck...

  4. There is nothing you can do except drive more carefully. It's people like you that cause accidents. Tough!!!!

  5. .Just hope that your insurance company does not do a check on your license this year.  If they do, yes, you may face a stiff rate hike

  6. of course there going up i have six and if i speed one more time my license is gone.....good luck

  7. Do not call them, If you tell them now, they will raise your premium as of today, what you do is keep the insurance with them and never menition it. It will go up as soon as they notice it on your record, They only review your record when they renew your policy, and sometimes dont even do it then. B/c they reviewed it when they gave you the policy. Its going to go up and alot, if it put points on your record. Just dont call them .

  8. Yes. Stop speeding.

  9. Three tickets in the last 6 months is definitely going to through up a red flag to your insurance company and your rates will probably go up.  There really isn't anything you can do about it either. I mean, you can't just call up Allstate and talk them out of charging you more.  Insurance rates are based on risk and with that many tickets, you are considered a higher risk driver.  From now on, slow down! Getting somewhere two minutes faster isn't worth the cost you are going to have to spend on insurance.

    In the past, I have found that Allstate does tend to have higher rates than some companies.  You may want to try to shop around and compare quotes for a few other companies, especially if your current policy is up for renewal soon.  You may find one that is more lenient on you with your tickets.  If you are interested in checking out some quotes for other companies, the site below is really helpful because it allows you to compare quotes from all of the insurance companies in your area for free.

    Good Luck!

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