I hit a curb, will I be covered by my full coverage insurance?

Question

I was at a parking lot and I put it into drive by accident and hit the curb. I had a low aftermarker fiberglass front bumper on it and the whole thing like broke in half. My fiberglass fender cracked as well. Should I report it as a claim to my full coverage insurance? It looks like it will be at least 2 grand to fix the car myself, and the autobody will most likely put all stock parts on it which is fine I guess. Im just worried about my insurance going up. Will it go up?

Answer 1

well i went to go park straight in to the spot and i guess the curb was alittle higher than expected and wham my after market fiber glass bumper was messed up. will that raise my insurance? and will they cover me for a new one?