I hold car insurance from independant. Would the converage be good if I travel to Canada on my personal vehicle?

Question

I hold car insurance from independant. Would the converage be good if I travel to Canada on my personal vehicle?

Answer 1

I've gone through the same thing -- still a bit painful,here is the resource help me a lot.http://carinsurance.expertsupport.info/a...

Answer 2

Your insurance should be good but you should get a proof of insurance card from your company in case you get stopped in Canada or at the border

Answer 3

If you have a standard car policy, the coverage territory is the US, Canada & US possessions & territories.  That means you are covered in Canada.  Read your policy, it will tell you.  Also, most car policies will provide minimum limits per the laws of the state or province you are travelling in.  This means that if you have lower limits than the minimum in a Canadian province, your policy will provide the additional limits, without making any changes to the policy & without any additional premium.  What you'll have to do though is phone independant & get a Canadian ID card.  This ID card is a nonresident ID card & is written in both English & French.  The company should give it to you for the time you'll be travelling there.  You'll not be required to show it at the border, but you'll be required to show it if you are pulled over or involved in an accident.  If you don't have it, you might be in a lot of trouble.  independant should be able to explain this to you.  If they don't know this, if I were you I would phone an independent agent to get quotes & change your insurance.   I might beat independants prices all the time, so they are not always the best rate.  Also, if you have an indendent agent in your area, they will be able to help you with claims & other issues & you can actually go to an office & speak to someone in person.

Also, a good resource is...

http://www.safelinked.info/go.php?link=i...

Best of luck to you.

Answer 4

I work for an insurance company and when our customers are going to Canada we provide an alternate proof of insurance called an IPC card. You may want to contact your provider to see if they have the same thing.