I just checked and my credit score is being reported as 855. Is that a good score?

Question

I checked all three credit bureaus and the average between the three was reported as 855.

Answer 1

If you know all of this WHY are you asking if its a good score and by the way there is no FICO score of 855

Answer 2

That is an incredibly good credit rating. Any lender would love to give you a loan because you have obviously learned how to use credit responsibly. Congratulations!

Answer 3

Thats the best! Good job! I wish my credit was that great!

Answer 4

I find that hard to believe considering the FICO credit score only ranges from 300 - 850.

Answer 5

Um, yes!!!!!  

Most lenders don't take an average of the scores.  Let's say you have scores 800, 820, 870.  You would think that they take the three and average them, which is 830 if you do the math.  Nope.  They actually take the middle score which is 820 and base their underwriting from that score.

Answer 6

That's excellent... congrats!