I just got a Sears credit card. Am I gonna get screwed over?

Question

I just got a Sears credit card. Am I gonna get screwed over?

Answer 1

you are if you don't pay your bill.  sears does kind of have a high interest rate.  you would be better off getting something else. but the sears card is also nice becuase on some items, you can get a % off just for putting it on that card.  SHOP RESPONSIBLY!

Answer 2

No, its the same with all credit cards.

You need to spend only what you can

afford and make your monthly payments

on time and you avoid the extra charges.

Answer 3

"credit" with these store cards is VERY expensive. Might as well just have one regular credit card, like Visa

Answer 4

When this happens, just use that Sears card if you shop at Sears. If you go at least like once every 3 months, you'll have fine credit.

Worse comes to worst, just cancel it.

Answer 5

I work at Sears & I know that you have to have pretty decent credit to get approved for a card there. So obviously you know how to use credit wisely. Just pay it in full every month on time & there will be no problems at all!