Question:

I just got a threatening phone call from someone calling to collect a debt.?

by | earlier

He identified himself as special agent davis and said I had a lawsuit pending against me...rattled off a bunch of c**p about some credit card I had 4 years ago and told me I had to pay. He said he worked for some attorneys at Litigation Consultants and then transfered me to a place call Morestar...has anyone dealt with these people before? It all seemed a bit weird to me

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Standard   process  for  delinquent  credit  accounts ,

Especially  4  years .

Nowhere   did  you  indicate  the  debt  was  not  yours .

You  may  want  to  secure  a  2nd  job   and  get  this  cleared  up  before  it  gets  really   nasty .

(  subsequent   calls  may  be  far  more  harsh  than  " weird " )

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Report (0) (0) |   earlier
Google them. They appear to be bottom feeder debt collectors.

http://www.budhibbs.com/debtcollectorpag...
Report (0) (0) | earlier
Attorneys hired by any creditor can get real nasty, that's their job to collect on what someone doesn't want to pay off. Although I have never heard of this company I am not surprised. I would run your credit report since you didn't say the debt was not yours and see what's in your credit report, if you do show a delinquent account with the credit card company I would make arraignments to clear it to avoid further legal issues which could include getting a judgment against you and garnishing your wages.
Report (0) (0) | earlier
Sounds like it could be a violation of the Fair Debt Collection Act. You can contact the Federal Trade Commission or your state's Attorney General office. Debt collectors can't threaten you.
Report (0) (0) | earlier
credit card companies cannot sue you for owing a bill, and neither can any other telemarketer.
Report (0) (0) | earlier
Just run your free credit report through annualcreditreport.com or call them toll free # 1-877-322-8228 for all 3 free reports. If there is something you're not aware of, dispute it immediately. If the calls continue, call your phone co and tell them to put a tracer on the calls. Once it is recorded, then the phone co will sue them
Report (0) (0) | earlier