I just reviewed my credit report?

Question

I have 13 accounts in collections. I want to get this fixed. Should I go to a credit consolidator or should I file bankruptcy? 1 of them has a court settlement against me. I don't know what to do. PLEASE HELP!!!!!

Answer 1

I would call the consolidator and let him/ her in on your situation. Filing bankruptcy is a last resort method.

Answer 2

Call the debt consolidator. They can help reduce and eliminate your interest and penalties and put you back on track. watch out for some scam companies as well.

look for some reputable sources.

If you file for bankruptcy, you will have to pay it back anyways and it will hurt you worse.

Good Luck