I make a lttile less than $11,000/ year. Health Insurance?

Question

I need health insurance. My employer offers insurance with a max. $4000 in-hospital, and I pay 20% co-pay. I pay $26/month, but it seems pretty crummy. What are my other options? Medicaid (hmm?) Any advice/suggestions for health insurance. I live in NJ btw. Thanks!

Answer 1

You could try a discount plan --

Try this --  http://www.mybenefitsplus.com/bshipplett

Answer 2

Yep, it's pretty crummy.  You make too much for medicaid.  What you REALLY need, is a better job.  You can make more than that, flipping burgers at McDonalds.

A decent health policy costs $200 per month, if you're healthy and 20.  As you get older, and less healthy, the costs go way up.

Making $11,000 a year is NOT a viable, long term strategy for "getting by".  You REALLY need to concentrate on the income problem first.

Answer 3

I am no gonna say I am one hundred sure about it.Besides it really depends on the personal feelings.

SO it would better for you to find yourself.Here is a good resource.http://health-insurance.expert-tip.info/...

Answer 4

I would suggest that you take that health insurance for now, and in the meantime work on getting specialized training and/or more education so that you can get a better job with better healthcare in the near future.  The lower you are in the job foodchain, the fewer options you have.