I need 2500 to pay some pending debts. My divorce destroyed my credit and Im having hard time securing a loan?

Question

My teletrack record is also bad. Any ideas. I do have a steady income as a teacher. I just fell behind in April and havent been able to recover. Im even having a hard time keeping food on the table.

Answer 1

You are only talking about being behind since april you have plenty of time to clean your credit up since it has been dented a little.  Just don't neglect it.  Get a second job if you have too

Answer 2

You've got 2 options:

1) increase your income (second job)

2) decrease your bills (only have outgoing expenses to mandatory things. No cable, no long distance, no internet, sell computer and anything else you dont absolutely need, no extra driving, lights off majority of the time, no shoping of any kind until you have a hole in your shoe and no choice but to get new ones, things like that)

Creating more debt, will only keep you in debt.

Answer 3

Sorry to hear about your financial problems.  Unfortuantely, you may want to consider readjusting your standard of living after your divorce.  Without that joint income, and the cost savings from two working adults sharing the same household, there will be just less money to go around.

Answer 4

go find a financial counsellor who will help you re structure your  debt and will work with your creditors to help you get back on track.

You can find good financial counsellors through accountants or under debt counselling or bankruptcy in the yellow pages.

good luck

Answer 5

You might have to get another job.  Go to a credit counselor and try to get this straightened out.

Answer 6

You can't BORROW your way out of DEBT.  That makes no sense at all.

If you are a teacher, are you off rightn now for the summer?  If so, get a job or TWO for the summer.

You can make $35 to $60 per hour tutoring.

Borrowing more money is not your answer - you should already know that.

Buckle down and cut your expenses and increase your income.

Answer 7

maybe consider getting  a part-time job

Answer 8

You can't borrow your way out of debt. Concentrate on cutting expenses, increasing your income, and paying back your debt.