Question:

I need health insurance. and advice?

by  |  earlier

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i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?

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3 ANSWERS


  1. Health is so important for everyone, You should made a decision. The site called pubspa has a lot knowledeg about health care, healthy life.


  2. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

    Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

    If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage and you choose low deductibles and low copays your monthly premiums will be significant.

    On the other hand if you are young and healthy and rarely use the health care system you might be able to consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

    Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

    Use the Internet to educate yourself but use an agent to purchase the coverage.

  3. it will cost you alot more than that honey

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