I need help paying my car payment for last month.?

Question

I just moved back to Florida from out of state and have had a very hard time finding a job. My mom has helped as much as she can. She co-signed for my car I have and I couldn't pay my car payment so i lied and told her I did but I need to pay it and I have no money to do so. And I dont want to mess up her credit as well as mine.what can I do or is there a great soul out there willing to help?

Answer 1

Did you at least contact the lender that you are unable to pay the monthly payment, most lenders will let you skip a month without reporting to credit bureau.  It is terrible that you lied to your mother and ruin her credit.  How could you move somewhere without having a job waiting for you.

It is time you call your mother and tell her the truth. you owe her the truth.

Answer 2

i agree w/ the previous poster, talk to your bank and get the loan deferred

don't get a loan to pay on a loan

Answer 3

what do you look like????

Answer 4

Have you tried getting a deferment - most loan holders will give you one up to 3 months if you haven't previously requested one?  

You should tell your mom - cause if it is late, she will probably find out anyway (it will show up on her credit report as at least a slow pay), it would be better coming from you!

Good Luck!

Answer 5

get a title loan on the car and check here: http://unusualjobs.blogspot.com/