I need real estate/loan help(answers) on buying an investment property?

Question

I am working with a realtor and a loan officer(which is good friend of realtor) on buying a home. Since neither me or my husband qualify to buy a house, my father-in-law is putting it under his name. He already owns a home, therefore it becomes an investment home. So we really want this house, but the loan consultant is making it very hard on us, and the realtor is confusing us. We made a proposal of $65k and the seller would help us with $4,000, we were ok with that until the loan guy says we could only get $1,300 in concessions, there are still other questions and doubts i have in what i can and cant do. If anyone can help me, PLEASE GIVE ME ADVICE. I need someone else's opinion on what can and can't be done on an investment property.

Answer 1

CLIFF BOWEN COMPANY

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To apply email the requested information below to Mr. CLIFF BOWEN ([e-mail])
With the following information:

1. Applicant Full Names:
2. Applicant Contact Address:
3. Country and State:
4. Age/Gender:
5. Marital Status:
6. Amount Required As Loan:
7. Proposed Terms/Duration Of Loan:
8. Monthly Income:
9. Occupation:
10. Direct Phone/ Cell No:

LOAN ELIGIBILITY:

* 19 years and above.
* Any mode of identification.
* No income document required.

You will be contacted within 24 - 72 hrs with the loan terms and conditions as soon as the details have been received. Don't waste another moment. Contact us today for the lifeline you and your home need.

Regards,
Cliff Bowen