Question:

I need to go to a head doctor but I don't know how insurance works?

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I need mental help, how do I go about using my work's insurance for this.. as I'm assuming it'll be pricey

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  1. Every company policy is different.  You should get a copy of what they pay from your benefits office.

    My ins will pay for 5 visits to a psychiatric doctor, or a qualified counselor.  

    You will pay the deductable.  Mine is 200.00, so I have to spend 200.00 before insurance kicks in.

    Then, every visit I will pay 20%.

    This is just an example, so you will need to get your benefits office involved to be sure.


  2. Call the number on the back of your insurance card.  They'll explain your plan benefits to you.

    Each plan works differently.

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