I need to know, if I was injured in a no fault accident whose insurance company should pay my medical?

Question

Both my company and the other vehicle are the same. I have a huge gash in my head, headaches , and severe back pain. I am afraid to see anyone other than the er I went to . Is my insurance on the hook for my injuries or the other guys , please advise.

Answer 1

Your auto insurance does not cover your medical costs.

Answer 2

You better hope you have pip or medical on your policy b/c your insurance would cover it if you have the coverages.  The other persons is not liable for you.  sorry.

Answer 3

It depends on what state you are in, and who caused the accident.  When two cars are involved, at least one is at fault.

If you're in a "no fault" state, then you have to file for any injuries under your OWN policy.

You need to discuss this with your agent, who can give you state and policy specific information.

Answer 4

Since you stated this is a no-fault accident, then each of you are required to take care of your own injuries and cars.

If you have health insurance, turn your claim into them.