I owe more on my home than it is worth, struggling, but not late. How can the new bill help me?

Question

I'm trying to find out what the first step is and if my lender will be willing. My understanding of the new bill is that it is voluntary are the part of the lender, no mandatory.

Answer 1

I think you are exactly who the bill is intended to help.

People who are current or barely behind but struggling. I think, I would call a local housing advocate with your city, county or state government or a local non-profit.