I paid off my car 2 yrs ago. It was slow payments but i thght after payoff it would be reported. shd i call ?

Question

i paid my car off 2 years ago it was very slow paid but i finally paid it off.I checked my reports the car is no where to be found. I don't know rather to ask to place on my credit if it is slow but it is indeed paid off what gives??

Answer 1

It probably has expired from your report, most payoffs do in 1 year. And no if you were a solw pay, you do not want this on your report.

Answer 2

Are you saying that you weren't making the payments that you were supposed to be making...that you were paying less then the loan stipulated?  If this is the case be glad it isn't on your report.