I rear-bumped my rented car against a tree while backing up; I have collision waiver from the rental company?

Question

This dent is on just one side but is fairly big (would probably be about 5 inches in diameter). Thankfully I took the CDW from the rental company but my question is whether they cover this kind of 'collision' or should I just say it was a hit and run while parked in a public spot? I know this is dishonest but I really cannot afford to pay for this. I am desperate. Please suggest what I should do?

Answer 1

They can tell the difference between bumping a tree, and being hit by another vehicle.  Your CDW will cover it.  Do not commit a fraud, please.