I received my free credit report and it was from only one company, Transunion...?

Question

They want me to pay to get the other two companies, Experian and Equifax....should I pay and get them or will they have the exact information Transunion has? I had a credit card that was due to fall off in August and it did on Transunion so I'm wondering if the other companies still have it on their records...do you know any sites I can get the other two cheap with a credit score?

Answer 1

Where did you get the report?

AnnualCreditReport.com is the site mandated by the FTC to allow access to your annual free credit report from each of the credit bureaus.  Go thru this site to connect to each of the credit bueaus and you get  a free report from each.

You get the reports free but you have to pay for scores.  If you want your REAL FICO which is the one creditors use, go to MyFico.com.  You still have to pay but you get real, up-to-date FICO and not Fako.