I recently paid my mortage 30 days late how will that affect my credit score?

Question

I recently paid my mortage 30 days late how will that affect my credit score?

Answer 1

Late payments do hurt and will remain on your reports for 7 years from the date of the late.

If that was your only late pay with them and you had a good reason for being late then you might send them a goodwill letter explaining the reason why you were late, telling about how you have been a good customer, etc., etc. and ask them if they would not report the late

Answer 2

HINT: Your credit score is immaterial. The fact that you paid late is of the highest importance. Get on a written budget and ensure this doesn't happen again.

Answer 3

Most likely cost you around 30-50 points depending on how thick/thin your credit file is.