I scratched a 2007 BMW with my parents truck and i have no license is my parents insurance going to cover?

Question

it was a s small scratch it wasnt thar bad so if it doesnt cover it how much am i going to pay

Answer 1

The insurance will not cover it and you will pay.

Answer 2

It really is up to your parents insurer.

The Auto Insurance Company can deny the claim for the damage as you are not a covered driver.

The company may however pay the owner of the BMW a negligence claim. Your parents can be held liable for negligence in allowing an unlicensed unsinsured driver to operate the vehicle.

So "if" the company pays the claim, it will not be because you were ever covered but rather because your parents were considered negligent in allowing you to drive.

Insurance Agent

Answer 3

If you had their permission to use the car the ins. should cover it . But you'd probably be better paying out of pocket so it won't go on your parents insurance and jack their rates.