I sent an email to a creditor telling them to not contact me again?

Question

This letter serves as legal notice informing you to cease any contact

regarding my alleged debt with Bank of America.

Thank you,

My Name

They responded:

Dear Ms. My NAme:

We will need an account number and/or SSN to locate your file.

In the meantime they called me twice. I responded :

I received another phone call today. I do not know my account number

and am not providing any personal information to a collection agency.

You are welcome to look up my account by my last name or phone number

x*x-x*x-XXXX. I received a phone call from your company at 4:10 pm

today, 7/10/08 after providing and your acknowledged receipt of a

cease contact notice.

Do not contact me again.

What can I do to make them stop calling?

Answer 1

I have verizon, & they changed my # 2x but they FINALLY told me they have a free block they can put on my new # & it worx. this'll end the problem. Additionally, U should really use yer $$$ 2 care 4 yer own needs 1'st & yer family's needs. AFTER U meet those needs THEN put aside X-Tra $$$ 2 save toward payoffs. as U get enough saved 2 pay-off some 1, DO IT. meanwhile, don't let letters threaten / scare u. IF yer on ANY kinda govt income they cannot garnish yer wages like SSI / SS. I hope this helps.

Answer 2

I agree with crazyjes but send 1 regular also and make a copy of the letter. If the certified letter comes back unsigned, do not open it because that's the only proof the letter was sent

Answer 3

You need to send this in writing, certified mail with a return receipt otherwise it's really not enforceable. This comes straight from the FDCPA.

Once you have done that, document all of their calls. If they continue calling, sue them.

Answer 4

email is no goood send them a certified letter. keep a copy of that letter. do everything in writting. if you talk on the phone record everything make sure to get the time date who your talking to and where they are get them to say it on tape. h**l they're recording you its only fair.