Question:

I switched car insurance policies from Liberty Mutual to State Farm Insurance. i just stopped paying my?

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Liberty Mutual Insurance after I was officially covered by State Farm. I just received a bill from Liberty Mutual charging me 70 dollars for the time between my last payment and their "official cancellation date" of my policy. is this fair that they are able to charge me for this? if i show proof i was covered during the period they are charging me for by someone else, do you think i can get out of this?

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4 ANSWERS


  1. Have your State Farm agent review the dates & help you there.

    When you cancel a policy you get short-rated...it's kinda unfair - but we all do it


  2. If you bought a new cell phone and never cancelled your old one, you'd still owe on the old one.  Likewise, everyone (almost) knows that you need to CANCEL a policy if you don't want it anymore.

  3. have your state farm agent fax liberty mutual a signed cancellation by you and a copy of their dec page showing when your coverage with them took effect.  liberty mutual HAS to cancel back to the date you picked up other coverage as its illegal to have 2 policies covering the same autos at the same time.  shouldn't be a problem at all.

  4. You need to phone your state farm agent and have them fax over the proof of INS to Liberty Mutal and they will back date the cancellation to the date that you started with state farm.  But if you a partial month of ins with them you'll be liable for a part of that month.

    Also, a good resource is...

    http://www.knowledged.info/go.php?link=i...

    Best of luck to you.

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