I think a guy at work might be trying to "get over" on his car insurance company ... should I stay out of it?

Question

A co-worker of mine who I am ambivalent about (neither like nor dis-like him) recently got his parked car side-swiped by a UPS guy (no real damage to the UPS truck). UPS guy, not wanting to get in trouble at HIS work, offered to pay, and upon my co-worker getting an estimate of repair ($3500) UPS guy paid my co-worker in CASH.

Now, I've heard the guy at work say that he's thinking about filing a "hit-and-run" claim against his insurance and paying the $250 deductible so that he can pocket the rest of the $3500 and still get his car fixed up ... I don't have a "vendetta" against this guy, but it sounds like he's not making the right choice, ethically or legally - should I find out who does his insurance and give them a "heads-up" or just mind my own business?

Answer 1

why   dont you  mind your own business..

Answer 2

Mind your business.

You should also stop eavesdropping on co workers conversations too.

Answer 3

the only way this guy can claim is if there is a police report. including any possible witnesses at the scene. this guy seems to be one of the reasons ins costs so much. ins fraud is a felony. so is blackmail and racketeering. an anonymous call to the local police may be in order, but only after he attemps to file a hit and run report.

Answer 4

my advice would be to stay completely clear of it

Answer 5

Insurance fraud is a big thing here in CA.  Yet any where it's wrong and in the long run you & I pay for it.  Do what's right as he should have done, don't lower yourself to his standards.

Answer 6

Don't get involved in any way.  You don't have any stake in this, and it's not your place to be the local ethics cop.  If he's doing the wrong thing, it'll catch up with him without your involvement.  And if you've mis-read the situation and he's not doing the wrong thing (which is unlikely, but there's always a chance), you'll just make yourself look like a meddling fool.

Answer 7

If you actally saw the UPS truck hit your co-workers car, if you actually saw the UPS guy give the $3500.00 to your co-worker, if you know for certain that the co-worker has reported it to his insurance company, then yeah, give his insurance a "heads up".  If you cannot prove anything, stay out of it

Answer 8

You could stay out of it. Most of the time that sort of c**p usually ends up biting your so called co-worker right in the butt. If you give the insurance a heads up, what's to become of the UPS worker? Will he loose his job? If he files a hit n' run claim many days after the fact, that may get him into trouble. You could anonymously tell the insurance co. They'll need proof. It will be his word against theirs as to wether or not he did receive money already. Bottom line, just hang back and try to convince your co-worker that it's just not honest doing that. Tell him to be a man at least once in his life and just deal with what he has.

Answer 9

I think it would be wise to mind your own business. If he wants to take the risk of commiting insurance fraud, then let him!! It will be a detriment to nobody but himself!! Believe me, they will find out!! For example, they will want a police report showing all the details!!

I also strongly believe in karma!! So, even if he gets away w/ it, he'll get his in some other way!!

If it bothers you that much, you should directly approach your co-worker and try to talk some sense into him!

If you did report him, it would be wrong to ask for any kind of money...now, if they offered money for information on insurance fraud, that would be a different story.

Answer 10

people like this guy is the main reason we have it so bad now.... id pass on the news if i could