I want a baby sooo bad! BUT...?

Question

I dont think I will ever be able to afford it.

I am 26 now and i have a boyfriend (soon be fiance) and i am so excited to get married and start a family! I want it more than anything in the word! BUT I feel like I will never be able to afford to even get married never mind have a baby.

Let me explain, to make a LONG story short I opened a business and it didnt work out but I am still paying on business loans (about $12,000 worth) I have an ok paying job, but i feel like at the end of the month after paying bills i have VERY LITTLE money left over (i am currently living w/ my parents and pay no rent or food expenses) I am trying my hardest to pay thos loans but its going to take about 6 years to pay them off... i dont think i can wait that long! i am going to school now for Massage Therapy and I graduate in February, so i can have a 2nd job that pays well.(and hopefully do full time someday) And my boyfriend has a job that pays decent, but STUPIDLY bought a house with his brothers

Answer 1

I agree with Heather B, for one thing, it is ridiculous to even think of purchasing almost everything new, especially clothes for kids because they grow so quickly!!!!! your child may only wear an outfit 2, 3, maybe 4 or 5 times if you really put the effort into making sure that they get the wear out of it. You will end up getting tons of hand-me-downs, (once again, they won't be raggidy because kids grow so darn fast out of them)

you can basically get away with purchasing most of your used things, just check the manufacturers label on things such as toy swings, cribs, or little bath tubs.

the stuff i would suggest buying new, (if used, get it from someone you know incase, such as a carseat because it could have been in an accident, and they would not have told you) just purchase your car seats, bottles, breast pump.

hope i have helped!

Answer 2

It doesn't sound like now is the right time. Although money can't buy happiness, it's buys everything else we live off of. A baby needs to be born into a family that can financially support him/her. If you truly want this baby, I suggest you wait until you and your boyfriend have steady jobs, and can support yourself with a little left over for the necessities.

Answer 3

get married first then try to get a baby

Answer 4

If we all waited until we were "financially" ready to have kids....none of us would have any. You are never going to be at a position where there are no worries financially, unless of course you win the lotto.  As long as you aren't living in the street....trust me having a baby is manageable. Wait until you get married and then see where you are and see if it's do-able. Good luck to you!

Answer 5

first thing is first get married then worry about geting pregnant and having a baby

Answer 6

I agree with Heather B.  I've always said if you say you want to wait till your financially ready, you will never have a baby.  Nobody ever feels they are financially ready for a baby.  

I just had a baby 3 months ago.  I work as a receptionist at a hospital and don't make the greatest money, but I can't complain.  I too have many bills and have very little after paying on them, but I manage.  Get married first though.  If you and your fiance/husband put whatever money you have left together then everything will be fine.  

The biggest thing you really spend money on is diapers and formula (unless you're fortunate enough to have a large supply of breastmilk) then you don't need to worry about formula for a while.  Clothes aren't a biggie, you can get adorable stuff on sale and clearence at even Babies R Us.  

I wish you the best of luck!  You will be just fine! :-)

Answer 7

Get married.