I want to buy trip insurance for a cruise, but I haven't booked my airfare yet.?

Question

Should I buy a policy for only the cost of the cruise, and later contact the insurer to amend the coverage once I've added airfare? Or should I "guesstimate" the cost of airfare and buy a policy for that amount? Or do you have any other suggestions?? Thanks!

Answer 1

You can guestimate the cost of the air, I would even go a little over, and then add the airlines to your policy.  You do not normally have to give flight info or anything when you first set up your policy and you want to make sure the policy will cover preexisting conditions so it is best to book insurance within a week of booking your deposit on your cruise.  But read the rules for the insurance you are taking.  Enjoy your cruise!