I want to know about market based various investment options in India.?

Question

Can anyone explain in detail about the terms like Mutual funds, ULIP, equity, diversified scheme etc. I am related to medicine and am totally new to the economic world.

Answer 1

Mutual Fund - Being managed by specialist and takes care of the various stocks on a specific industry like Infrastructure, Medical, Media, Food, etc and manage the funds in totality.

ULIP: Basically operated by Unit trust of India depends on the Investments targetted.

Equity IS straight related to a specif company stock you wish to invest.

Diversified Funds: Again relates to the Industries which forms a basket of funds which will be targeted in the Investment portfolio.

Wish you all the best.*

Answer 2

Hi Ajit,

I am Deepak, as you are looking for the answer about  economic world.Here are the detail.

Mutual funds(It a pool of fund invested in equity,managed by fund manager,to generate the good return(20-40%) from market)

ULIP(Unit link Insurance plan, it work like a mutual fund with insurance cover managed by Insurance company and good for investor for long term 10yrs or above where investor need risk coverge with investment.)

for more detail plz fell free to mail me.

Deepak Gupta