I was an additional driver on a car insurance policy and had an accident does the accident come under my name?

Question

or does it come under the policy holders name?

Thanks

Answer 1

As for the DMV records, it goes on who the driver was at the time of the accident.

As for the changes in your policy coverage and/or costs - that's up to your insurance carrier.

Answer 2

Yes it will be charged against your driving record as well as the insurance since you were listed as an additional driver but it is not a big deal