Question:

I was approved for short term disability thru my insurance carrier but still not paid yet?

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I need someone with Human Resource knowledge or payroll to help. I was approved for short term disability a few weeks ago, and I missed the last pay day, but now they did not pay me again? Is this legal? Who can I contact about this? I normally get direct deposit, will they mail me my pay check? I need the money & they owe it to me becuse I was approved thru Aetna. Also, I do plan on going back to the company & they also sent me a letter threating termination, so in the meantime I applied for unemployment. Please help?

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  1. First of all they can't fire you because you are now disabled. Now if you did something wrong that caused you to become disabled at work they may have a case.

    If you have worked there for a long time past a year you qualify under FLMA.

    Call Aetna since they are the ones that will be paying your disability. They can tell you what is needed to get paid and when. It usually takes a couple of weeks sometimes before funds start coming.

    As far as unemployment if you cannot work at all at any type of job you may not qualify. Check with your local unemployment office.


  2. You can directly call on the claim adjuster and ask them why this has been delayed. When they will pay and the amount, they will explain you.

    http://www.rghins.com/

  3. You need to call the claims adjuster to ask what the holdup is, and how they're going to pay you.

    Most likely, though, you have a 30 day "deductible"  called an elimination period.  The first 30 days are NOT PAID.  

    Also, your HR department does NOT approve the disability - they can't make the claim "stick".  Aetna, if that's who your policy is with, would "approve" the claim.  Your doctor would be the one who says you can't work.

    You can't collect both disabiltiy, and unemployment.  Either you can work, or you can't.  If you get laid off because you can't work, once you're well again, THEN you can file for unemployment.

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