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I had a chargeoff with a credit card and now there is a collection agency taking care of it. The man offered me a settlement of half of what I owe. 3 payments in 3 months and I'm done with this he said. What should I do next before I set up the payments or mail in any money orders?What should I request from them? something in writing.Please give me exact good advice as of what to do. I don't wanna pay this amount and find out he lied about this settlement.
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